Personal Wealth Program Description
If you want to.
- Fix your financial "House"
- Get out of debt
- Buy a house
- Invest for the future
- Reach a healthy retirement
- Start/Fix you business
We will offer participants one on one consultations to work trough our building blocks, then offer follow-up visits as needed.
If you are a do it yourselfer you can follow these steps and use the tools found in our resources pages to go through the program, and we will make ourselves available to you for one on one consultations as needed.
Turn on the light.
We will start by creating a budget and calculating your net worth. This will allow us to see the current state of our finances and allow us to make the appropriate adjustments so you generate a positive cashflow and start saving it until you reach one month emergency fund milestone.
Set the foundation.
Once you are generating a monthly surplus and have one month emergency fund, we will be start to aggressively repay all of your debt followed by saving three to six months of monthly expenses which will become your emergency fund. Once you reach these milestones we will be able to start generating wealth
Once we have created a healthy financial foundation, one that will take you through the inevitable economic cycles of life, we will turn our focus to creating wealth. We will do this by going through investments cycles that are in line with your goals and dreams.
Buy a House
First we will start by saving enough for a down payment for your first home. We will contact a bank and learn the specifics and prepare for this transaction. In case you dont qualify for a traditional loan, we will explore our own rent to own program as an alternative.
As a second step (or a first alternative) we will help you setup a brokerage account and find appropriate investments for you.
Start a Business
Once have a stable financial foundation and your are generating wealth you are ready to start or improve your existing business. We will help you by following the business wealth building blocks which will give you the best chance at succeeding as an entrepreneur.