Personal | Personal

Pilot Project

Three Steps To Reach Wealth | Tres Pasos Para La Prosperidad

  1. Live with less than what you make and know your net worth | Vive con menos de lo que ganas y conoce tu Valor neto

  2. Minimize Debt and Save 3/6 months of your living expenses| Minimiza tus deudas y ahorra 3/6 meses de tus gastos mensuales

  3. Invest in a house or the stock market | Invierte en tu casa o la bolsa de valores

NAHREP10 Disciplines | Disciplinas NAHREP10

10 Disciplines to reach wealth and prosperity

Reaching and and Surviving Retirement | Cómo Llegar y Sobrevivir la Jubilación

HWP: Reaching and Surviving Retirement

Videos | Videos

Building Wealth| Dave Ramsey

The first 26 mins tells you about how getting rich quick is a myth... the next 15 mins Dave talks about what it takes to build wealth, his plan (Baby Steps) on how to reach wealth and the math behind growing wealth... I love this guy!

The Retirement Gamble (full documentary) | FRONTLINE (EN)

Talks about the risk of investing, how mutual fund fees affect returns and how ETF's have lower fees.

Books | Libros

The bestselling The Millionaire Next Door identifies seven common traits that show up again and again among those who have accumulated wealth.

Rich Dad Poor Dad is Robert's story of growing up with two dads — his real father and the father of his best friend, his rich dad — and the ways in which both men shaped his thoughts about money and investing. The book explodes the myth that you need to earn a high income to be rich and explains the difference between working for money and having your money work for you.

The Richest Man in Babylon, based on “Babylonian parables”, has been hailed as the greatest of all inspirational works on the subject of thrift, financial planning, and personal wealth.

Calculators | Calculadoras

This calculation will produce the value of a regular investment/debt payment for a given amount of time.

Future Value = Starting Investment + Monthly Investment + How many years @ Interest Rate

Este cálculo producirá el valor futuro de una inversión/deuda considerando pagos regulares por un tiempo determinado.

Valor Futuro = Inversión Inicial + Mensualidad x Cuánto tiempo @Interés

A personal budget is the keystone to your financial wellbeing. Take a look at your income and expenses, review your current standard of living, adjust and see its future value.

El presupuesto es la clave de su bienestar financiero. Estudie sus ingresos y gastos, revise su estilo de vida, ajuste y vea su valor futuro.

How much are you worth? | ¿Cuál es tu valor neto?

  • Add your Assets | Agregue sus activos

  • Subtract our liabilities | Reste sus pasivos

  • Come up with a plan for the future | Elabore un plan para el futuro.

  • List Your Debt | Enumere sus deudas

  • List your available cash | Enumere su efectivo disponible

  • Plan which Debt to pay first | | Planifique qué deuda va a pagar primero

  • Adjust as necessary | Ajuste según sea necesario