Personal | Personal

Pilot Project

Three Steps To Reach Wealth | Tres Pasos Para La Prosperidad

  1. Live with less than what you make and know your net worth | Vive con menos de lo que ganas y conoce tu Valor neto

  2. Minimize Debt and Save 3/6 months of your living expenses| Minimiza tus deudas y ahorra 3/6 meses de tus gastos mensuales

  3. Invest in a house or the stock market | Invierte en tu casa o la bolsa de valores

NAHREP10 Disciplines | Disciplinas NAHREP10

10 Disciplines to reach wealth and prosperity

Reaching and and Surviving Retirement | Cómo Llegar y Sobrevivir la Jubilación

HWP: Reaching and Surviving Retirement

Videos | Videos

Building Wealth| Dave Ramsey

The first 26 mins tells you about how getting rich quick is a myth... the next 15 mins Dave talks about what it takes to build wealth, his plan (Baby Steps) on how to reach wealth and the math behind growing wealth... I love this guy!

The Retirement Gamble (full documentary) | FRONTLINE (EN)

Talks about the risk of investing, how mutual fund fees affect returns and how ETF's have lower fees.

Books | Libros

The bestselling The Millionaire Next Door identifies seven common traits that show up again and again among those who have accumulated wealth.

Rich Dad Poor Dad is Robert's story of growing up with two dads — his real father and the father of his best friend, his rich dad — and the ways in which both men shaped his thoughts about money and investing. The book explodes the myth that you need to earn a high income to be rich and explains the difference between working for money and having your money work for you.

The Richest Man in Babylon, based on “Babylonian parables”, has been hailed as the greatest of all inspirational works on the subject of thrift, financial planning, and personal wealth.

Debt Mitigation | Mitigación de deuda

Debt Management

The debt management plan consolidates your debt into a single payment. Each payday, you automatically deposit money into your GreenPath account, and we use that money to pay on your behalf. We may be able to arrange lower interest rates and monthly payments with your creditors, so you can pay off debt faster and save money.

Once creditors agree to the program, collection calls stop and you see your balances start to go down.

Student Loan Counseling

The numbers are astonishing. More than 44 million people owe student loans totaling over $1 trillion in student debt combined. On top of that borrowers face confusing repayment options. And if you make the wrong choice it could end up costing you more.

We can help you ace the money questions. And the best part? Student loan counseling is available as part of GreenPath’s standard counseling sessions.

Foreclose Prevention and Support

If you are behind on your mortgage or having trouble making your house payment, you are not alone. There are steps you can take to get back on top, and GreenPath can help with our foreclosure prevention counseling.

Our housing experts will review your situation with you, and explain the options for keeping your home, or getting out of a house you can’t afford. We provide a foreclosure hotline specifically to assist people with this urgent need.


  1. Any fixed debt loan can be offered to be part of the program for structure purposes, but we typically aren’t able to get concessions on lowered payments or interest. Some people like us paying all their debts, and then they just have to worry about gas and groceries. Some CUs will lower payments and interest on things like car loans but it is rare.

  2. No minimum debt load, but we find people that get the most benefits are those with 10k or more.

Community Banking | Club de Ahorros

Protect tomorrow, save today!

We enable people to create the habit of savings by combining the security and ease of a mobile app with the trust of community savings clubs.

¡Protege tu futuro, ahorra hoy!

Ayudamos a todos a crear el hábito de ahorrar, a través de la seguridad y facilidad de la aplicación móvil, junto con la confianza en la comunidad de clubes de ahorros.

High Yield Savings Accounts |Cuentas de Ahorro de Alto Rendimiento

Savings accounts that are designed for savings only. When choosing one, look for a favorable interest rate, low or zero fees, and no minimum balances, member of the FDIC

Cuentas de ahorro que están diseñadas solo para ahorros. Al elegir una, busque bancos considere tasa de interés favorable, tarifas bajas o nulas y sin saldos mínimos, y miembro de la FDIC

Internet Search | Búsqueda Internet

Calculators | Calculadoras

Find out where you stand financially, where you will be at retirement, your savings goal and a recommended path towards a strong financial foundation | Veamos como esta financieramente, como llegara a la edad del retiro, meta de horas y recomendaciones para una fundación financera sustentable.

From your birth year, monthly expenses, and how much you can save every month, we will calculate how much it will take to reach a stable financial foundation.

This calculator will tell you how much you need to save according to your current age, your projected retirement age, how much income you wish at retirement, and your current savings.

Esta calculadora te calcula la cantidad que necesitas ahorrar mensualmente según tu edad, cuando te quieres retirar, ingreso esperado durante el retiro, y el total de tú ahorros.

A personal budget is the keystone to your financial wellbeing. Take a look at your income and expenses, review your current standard of living, adjust and see its future value.

El presupuesto es la clave de su bienestar financiero. Estudie sus ingresos y gastos, revise su estilo de vida, ajuste y vea su valor futuro.

How much are you worth? | ¿Cuál es tu valor neto?

  • Add your Assets | Agregue sus activos

  • Subtract our liabilities | Reste sus pasivos

  • Come up with a plan for the future | Elabore un plan para el futuro.

  • List Your Debt | Enumere sus deudas

  • List your available cash | Enumere su efectivo disponible

  • Plan which Debt to pay first | | Planifique qué deuda va a pagar primero

  • Adjust as necessary | Ajuste según sea necesario

This calculation will produce the value of a regular investment/debt payment for a given amount of time.

Future Value = Starting Investment + Monthly Investment + How many years @ Interest Rate

Este cálculo producirá el valor futuro de una inversión/deuda considerando pagos regulares por un tiempo determinado.

Valor Futuro = Inversión Inicial + Mensualidad x Cuánto tiempo @Interés